Terms & Conditions
The rules and guidelines for using our services.
By using this website or our services, you agree to abide by the following terms and conditions. InsurancePlansMarket.online is an independent insurance referral service and comparison platform — not a direct insurer, carrier, or underwriter.
1. Nature of Our Service
InsurancePlansMarket.online does not issue insurance policies, make underwriting decisions, or handle claims. We connect consumers with licensed insurance brokers, agents, and carriers. All plans, quotes, and coverages are provided and underwritten by their respective licensed partner carriers. Coverage is subject to terms, conditions, and availability set by the issuing carrier.
2. Eligibility
Insurance products and services offered through this website are available only to individuals and businesses in jurisdictions where Insurance Plans Market is legally licensed to operate. All applicants must meet the specific underwriting criteria and eligibility requirements established for each individual plan.
3. Quotations and Estimates
Any quotes or estimates generated through this platform are preliminary and informational only. They do not constitute a binding offer of insurance. Final premium rates, terms, and coverage eligibility are determined solely by the licensed carrier following their underwriting process.
4. Accuracy of Information
You agree to provide accurate, current, and complete information during the application process. Providing false or misleading information may lead to the immediate cancellation of your policy, denial of claims, and potential legal action.
5. User Conduct
Users agree not to use this website for any fraudulent or illegal activities. Any attempt to manipulate our systems, bypass security features, or scrape data is strictly prohibited and will be reported to the relevant authorities.
6. Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Insurance Plans Market and is protected by international copyright and trademark laws.
7. Limitation of Liability
InsurancePlansMarket.online is a referral platform and shall not be liable for any coverage disputes, claim denials, or policy decisions made by partner carriers. We shall not be liable for any direct, indirect, or incidental damages arising from the use or inability to use our website or referral services.